Advantages and disadvantages of online shopping free essay sample

Today clothing, technology, beauty products, furniture even groceries can be purchased via the internet. The idea of not having to wait in long lines or in traffic, shift through racks of clothing looking for the item you need or being able to shop at any time preferably in your pjs has caused more people to turn online for all their shopping needs. Online furniture stores are also increasing in popularity, and will continue to increase as the internet grows. Many people are choosing to skip the trip and purchase their sofas and other home furnishing from the comfort of their home. With that said, here a few advantages/disadvantages before shopping online. ADVANTAGES: Shopping is not limited to retail store hours. You can now shop anywhere and at anytime. This means that if your daily schedule doesnt allow for picking up house hold necessities or if you get the shopping bug at 12am; your shopping mall is now just one click away . We will write a custom essay sample on Advantages and disadvantages of online shopping or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Comparison shopping has been made easier due to online shopping. Instead of driving around wasting gas or spending hours on the bus in travel time you can visit all the stores that you’re interested in at once. This eliminates time going from store to store to see what is available and at what price If you love knowing the latest styles, or having unique pieces then online shopping makes it easier to do so as well. Easier to find discounts on the sofa you’re looking for. Websites such as Ebay, Amazon and many other websites out there offer amazing prices on must have items. Online stores usually offer online specials as well, and there are multiple websites dedicated to sharing these deals with you. DISADVANTAGES: You usually have to wait long periods of time to receive your items. Sometimes, this can take up to a month or longer if being shipped from overseas. There could be delays on the delivery and miscommunications. Shipping costs on your item can be extremely high in comparison to what you paid for the item, sometimes making the purchase not worth it. Sometimes looks can be deceiving. You dont get to test the product before you buy it. What might have looked beautiful to you in picture might not live up to your expectations once received. Then what? If it’s an online store that doesn’t have a local store in your area, returning the item can be a HUGE hassle. Make sure before you purchase online that you are clear on the stores return policies. Make sure that no matter how good the deal is that you have the option to return if need be. Another factor to remember about returns. You will have to pay the charge for shipping it back, repackaging, and stocking in most cases, unless it’s a manufacturing problem. People worry about fraud or theft with credit cards purchases. Make sure every website you shop from is security verified secure and protected and has this information displayed clearly on their website. Also, read the privacy policy on the website to see what they will do with your information. Do everything to ensure your safety while shopping online. Make sure you are shopping from a reputable site. If something doesn’t feel right it probably isn’t.

Crazy Horse, A True American essays

Crazy Horse, A True American essays "A very great vision is needed and the man who has it must follow it as the eagle seeks the deepest blue of the sky. I was hostile to the white man...we preferred hunting to a life of idleness on our reservations. At times we did not get enough to eat and we were not allowed to hunt. All we wanted was peace and to be left alone. Soldiers came and destroyed our villages. Then Long Hair (Custer) came...They say we massacred him, but he would have done the same to us. Our first impulse was to escape but we were so hemmed in we Crazy Horse, as Remembered by Ohiyesa I chose to write about Crazy Horse because he is a man who suffered for the cause of freedom from genocide and oppression. He was a warrior for justice. Crazy Horse did not have an equal as a warrior or a chief. He gave submissive allegiance to no man, white or Indian, and claimed his inalienable rights, as an Indian, to wander at will over the hunting grounds of his people. He never registered at any agency; never touched a pen; never signed a treaty and refused to allow any photographs to be taken of him. He wanted only peace and a way of living for his people without having to live on the white man's reservations. Crazy Horse (Tashunkewitko) was born on the Republican River about 1845. He was killed at Fort Robinson, Nebraska, in 1877, so that he lived barely thirty-three years. He was an uncommonly handsome man. It is said that Crazy Horse was physically perfect, like an Apollo. He was modest and courteous, but was a born warrior. However, he was a gentle warrior, a true brave, who stood for the highest ideals of the Sioux. Biased historians have misconstrued facts surrounding Crazy Horse. It is only fair to judge a man by the estimate of his own people rather than that of his enemies. Crazy Horse earned his reputation among the Lakota not only by his skill and daring in battle but also by his fierce determination to preserv...

Ethics modules Essay Example | Topics and Well Written Essays - 500 words

Ethics modules - Essay Example The investigator chooses a case-control design with paired lifestyle interviews and a few blood and urine tests and assigns a study manager to identify patients with the diagnosis from the pathology logbook that lists names. The study manager would then ask each patients primary physician for permission to contact the patient. Which of the following is required before the investigator begins the study? The Belmont Report defines and delineates between "Practice" and "Research" , describes the concept of "Respect for Person" and provides formulations for the ethical distribution of research benefits and risks (Principle of Justice). The Belmont report does not describe the necessity to effectively manage conflicts of interest as an example of the Principle of Justice. The best answer is "heightened awareness". In 1966 Dr. Henry K. Beecher, wrote an article describing numerous research studies with controversial ethics, conducted by reputable researchers and published in major journals. Beecher concluded, "unethical or questionably ethical procedures are not uncommon." Beechers article played an important role in heightening the awareness of researchers, the public, and the press to the problem of unethical human subjects research. In order to meet the definition of research with human subjects a researcher must obtain data about a living individual through interaction or intervention or obtain individually identifiable private information. Although à ¢Ã¢â€š ¬Ã…“public behaviorà ¢Ã¢â€š ¬Ã‚  may be construed differently from setting to setting, public behavior is, by definition, not private information. Information without identifiers that is publicly available is also not à ¢Ã¢â€š ¬Ã‹Å"private identifiable informationà ¢Ã¢â€š ¬Ã¢â€ž ¢ so it too does not meet the definitional requirements. Information that is publicly available is also not considered to involve human subjects

Analysis assignment Essay Example | Topics and Well Written Essays - 500 words

Analysis assignment - Essay Example The author has also done a comparison on some of the countries that are big players in international trade and how globalization boosts their level of income. The objective of the article was to prove that countries that specialize in international trade practices are better economically than those that choose autarky. Reading the article has helped me understand the difference in the economic gap as relates to different countries. Key players in the international trade practices such as Germany, U.S.A, and Mexico have been used to explain import and export trade. There are various economic risk factors that the countries have to analyze and determine when and where to engage in such trade practices. For instance, trading among such countries is not only dependant on their produce but also on the prices of goods from other nations. This therefore implies that they will buy goods when the environment is favorable and process them to sell them at a reasonable price. By the term favorable, it implies that the countries take advantage of the reduced prices in the global market, especially when there is a higher supply of the goods. United States, for instance, specializes in the transformation of raw products into processed ones, and hence getting a higher value of their imports. Once processed, the g oods are sold back to the global market, especially when the supply is low, and the demand is high. Technology plays a greater role in determining the success of a product in international market. Countries that have mastered the essence of technology in international trade use it to analyze factors that are likely to benefit their trading activities. The article has proved to me that having a successful economy is not about how much a country can produce but rather how well it can predict the economic environment. With such knowledge, it becomes easier to take up some economic risks by investing in machinery and even importing a product whose

Financial management Essay Example | Topics and Well Written Essays - 1500 words - 5

Financial management - Essay Example Spencer PLC has more than 703 branches across UK in retail parks and in high streets in addition to the airports, stations and other places ranging from the flagship store and out of town over square feet of 100,000 to conventional Food Stores of 7 thousand square feet. The operating activities cash flow, the net cash gotten from the operations has been inconsistent from 666.5 M in 2009, 1601.80 M in 2010, 1197.50 M in 2011, 1443.30M in 2012, and 1236Min 2013. There was little impact of the currency movements on the sale and to the operating profit (Focardi & Fabozzi, 2004). Since the increase of the amortization the income tax reduced but this did not have any impact on the operating cash flow. The reduction in the net cash that the company earns means that the firm has less money to invest. This will subsequently lead to reduction in acquiring the assets and thus fewer dividends are declared to the investors. The cash adequacy ratio shows that the firm operating activities produces insufficient funds to meet the needed business obligations. The Spencer business has since reduced over the years which are evident from the reduction trend of the operating cash flows (â€Å"Foundations of Finance The Logic and Practice of Financial Management, Stude nt Value Edition + Myfinancelab Package†. 2010). This means that the subsidiaries are deteriorating over the years. With the above data it is clear that the net cash flow has been reducing over the last three years which is not a good sign for the company. The net investing cash flows from the investing activities have has unfavorable data which are in negative since 2009.. As outlined in the table the figures from 2009 shows a deficit of 251.7 M, 2010 showed a surplus of 253M, a deficit of 253.4 M for 2011, a deficit of 650.8 in 2012, and a deficit of 966.2 was reported in 2013. The company acquired properties, investments, equipment and

Comparison of Taxation in the UK and Bangladesh

Comparison of Taxation in the UK and Bangladesh Introduction Taxation: It is concerned with the tradition of a countries government acquiring monetary fund from its countries populace in order for them to fund their public services. [1] For instance, taxation is used to build and maintain its public roads, public libraries, parks etc. Taxation is also used to support the countries security services like the police, army, etc. Task 1 Taxation plays a crucial role for countries throughout worldwide. However, here we are going to discuss brief descriptions of â€Å"Taxation in United Kingdom (U.K.)† and â€Å"Taxation in Bangladesh†. UK has a rather elaborate tax environment and it has several types of taxes, function and purpose, revenue law and practices. They are described below. Function and Purpose of Taxation in Modern Economy in UK Government’s tax policies in the UK are affected by the following factors Economic Factors Social Factors Environmental Factors Economic Factors Net position in connection with taxation and expenditure of the government, along with the borrowing protocol of its public sector has an influence upon the UK’s level of economic activities. Countries government generally prefers long-term planning which illustrates the capacity of the total resources of the economy which the government will allocate and the amount be given for the private sectors. Demand for specific kinds of goods will be influenced. Different sectors level of employment along with different private sector supplier’s profitability will be influenced by the changes in the demand level. Tax policies are used by the government in order to inspire and demoralize specific kinds of activities. Government believes that the latter taxes and duties reflect the additional costs for the entire country. Nonetheless, Government requires increasing fund in order to invest in particular area where there aren’t any consumers upon which the essential taxes can be subjected to tax like: defense, law and order, overseas aid and also the expenditure required for operating the Government and Parliament. Social Factor It is usually considered by some as a â€Å"Fair† way to go about, while on the other hand other may think of it as an en masse â€Å"Unfair† way to do things. For instance, some particular people in the free market are able to muster much larger quantity of income and capital in comparison to other people. Finally whenever the wealth is amassed it only leads to the growth of that wealth through the means of reinvestments of investment income that they gained. This ultimately ends up in the rich amassing more wealth and the poor getting even poorer, which leads to the economic scale being out of balance; meaning that economic power mainly focused in the hands of few individuals. Taxation policies are there to counteract the problem of economic scale being out of balance, which prevents the rich from getting richer and the poor from getting poorer. There are different taxes which influences society. Within â€Å"Direct Tax† and â€Å"Indirect Tax† many types of taxes fall under the categories. Different point of view remains about â€Å"equitable† even though nearly everyone agrees that taxation ought to be equitable or fair. Environmental Factors The movement of taxation system is relatively slow regarding the environmental concerns accommodation, especially in the areas of renewable and non-renewable energy sources and also global warming. However, changes in the taxation system have been introduced in order to accommodate the environmental concerns. Only the effects of the 3rd point will be directly be felt by ordinary people, while the others are going to be felt by those in charge of the business. Overall structure of the United Kingdom (U.K.) tax system and Sources of Revenue Law and Practice are mainly superintended by the HMRC (Her Majestys Revenue and Customs). Overall structure of the U.K. tax system Taxation collections are formally imposed by the Treasury. Responsibility of administration of the Treasury falls under the Chancellor of the Exchequer. The role of governing for collecting tax is initiated by HMRC (Her Majestys Revenue and Customs). ‘Officers of the Revenue and Customs’ are made known in the tax law as the personnel of the HMRC. Fundamentally, they are the one’s duty-bound for overseeing the system of self-appraisal and acknowledging liabilities of taxation. ‘Receivable Management Officers’ are those officers who are responsible for collecting tax. They are provincial civil servants who are answerable for investigating number of taxes which are left unpaid specified to them by the â€Å"HMRC Accounts Office†. â€Å"Crown Prosecution Service (CPS)† – They give legitimate consultation and doctrine and also handles prosecutions of criminals which has been analyzed by the HMRC (Her Majestys Revenue and Customs). Tax appeals are noted by the Tax Tribunal which is comprised of 2 tiers. Sources of Revenue Law Generally, decree imposes the taxes. ‘Statutory Instruments’ ordains the etiquette as well as Acts of Parliament. Decree is made clear and augmented by case law. HMRC (Her Majestys Revenue and Customs) are also responsible for imposing the following points. HMRC publications doesn’t have the force of law, but few of the VAT briefings does wherever authority have been designated subsidiary to constitution. United Kingdom (U.K.) tax system interacts with that of European Union (E.U.) as well as other countries. European Union (E.U.) Its members has a major influence on U.K. taxes, even though there aren’t any prerequisite enforced upon its states (e.g., members of the E.U.) to step towards the typical taxation system or to coordinate their own unique system of tax. ‘Directives’ which are specific laws will be agreed by the states to enact which give for a familiar taxation code within distinct field of their own systems of taxation. Value Added Tax (V.A.T) is without a doubt the most significant reference currently up-to-date. U.K. is duty-bound to accommodate its legislation in accordance with the guideline set forth in the E.U. mandate. Directives of Value Added Tax (V.A.T) will accept some laissez faire amongst its state members (e.g. set up taxation rates). There are only a handful of illustrations of Directives in the field of Direct Taxes. Its main interest in the matter will be associated with cross-border dividend, interest payments and also corporate reorganizations. Nonetheless, being influenced by the provisions of the treaties of E.U., those states who are member must allow of privilege of transferal of workforce, wealth, as well as, the right to set-up mà ©tier anywhere interior of the boundaries of the E.U. These accord arrangements have a ‘direct effect’. European Justice Court consistently pointed out that the policy of tax which victimizes non-residents is contradictory to the laws of European Union (E.U.), except in cases where there is powerful rationale regarding interest of the public. Other Countries United States of America (U.S.A.) along with several other countries has a treaty with the United Kingdom (U.K.) which is known as the ‘Double Tax Treaty’. Incorporated within this decree are regulations which thwart earnings and benefits being taxed not just once but twice. Also, included within this decree, the law which forbids nationals from foreign countries from being discriminated (e.g. treating nationals with benevolence, while on the other hand treating the non-residents with prejudice). Additionally, statute exists which allows different Revenue administration to share intelligence. The system of taxation of U.K. grants alleviation for taxes which are paid in foreign countries, even though there is no double tax relief. Task 2 Tax Practitioner: They are the people who are being paid to prepare taxes every year.[12] Tax Practitioner has several responsibilities and critical obligations.   Task 3 As, Mr. Abid’s tax lawyer one can give couple of recommendations regarding his entitlement, exemptions and obligations for taxation in the United Kingdom (U.K.) tax environment. First and foremost, Mr. Abid isn’t currently a resident of United Kingdom (U.K.). However, his wife Mrs. Narida is an United Kingdom (U.K.) resident living in the United Kingdom (U.K.) currently. Mrs. Narida has accessories business in the United Kingdom (U.K.) and she is also helping her husband (i.e. Mr. Abid) business of selling accessories in the United Kingdom (U.K.) as his proxy. Here, currently he is obligated to pay income tax and also corporate tax in both the countries due to the provision known as ‘Double Tax Treaty’ – due to the fact that he is not a resident of the United Kingdom (U.K.) as of yet. And for this instance, he won’t get an exemption on income and gains; however, he would have gotten some exemptions if he was a resident of the United Kingdom (U.K.), but doing business outside the country. It would be much easier for him to become a resident of United Kingdom (U.K.) because his wife is currently a resident of United Kingdom (U.K.). Once he becomes a resident of the United Kingdom (U.K.), he is required to be present in the country of United Kingdom (U.K.) for at least half-a-year/ or about six months (approximately 183 Days) or more. But, if he were to make commodious annual visit to the United Kingdom (U.K.) like for a time length of approximately 91 Days or more in a year for 4 or more perpetual years; then he will be considered as a resident of the country of United Kingdom (U.K.), and will be entitled to pay taxes according to the rules and regulations of United Kingdom (U.K.) tax system. Again, once Mr. Abid is a resident of the country of United Kingdom (U.K.), he is also entitled to pay Council Tax. His wife Mrs. Narida lives in a rented house with his mother whose age is around 70 Years. And so, when he becomes a United Kingdom (U.K.) resident, he may get an exemption on his Council Tax, based upon the fact that an aged person is also living with them. It is generally, better for large number of people to live together because depending on the size and type of people living in the property can be a powerful rationale for exemption like single person, or people living with children under the age of 18, or the disabled and pensioners are entitled to exemptions. Next would be Inheritance Tax. Mr. Abid, 8 years in the past got a house as a wedding gift which was worth more than  £ 310,000. Mr. Abid inherited it from his wife. So, he has to pay Inheritance Tax. He may have gotten so exemptions but due to the fact he isn’t a resident of the country of United Kingdom (U.K.), he is not going to get any kind of tax exemption. Next is Capital Gains Tax. Mr. Abid will also have to pay Capital Gains Tax, once he sells the house which was given to him as a wedding present by his wife Mrs. Narida. And now finally we come to Value Added Tax (V.A.T.). Value Added Tax (V.A.T.) is a system of taxation which is internationally practiced. So, no matter which country he/she is staying in they all have to pay Value Added Tax (V.A.T.) which also includes the country of United Kingdom (U.K.). Case 2: â€Å"Tax Non-Compliance† is mainly comprised of â€Å"Tax Evasion† and â€Å"Tax Avoidance†.   Generally, the distinction between â€Å"Tax Evasion† and â€Å"Tax Avoidance† is rather vague to say the least; however, there are some differentiations between them. Here, in Case 2, at first Tanzila received property income of  £ 5,000 but accidently entered the figure on her tax return as  £ 500. While on the other hand, Mitu received property income of  £ 7,000 and deliberately declared  £ 5,000 on her tax return. In both these cases, both of them have misled HMRC (Her Majestys Revenue and Customs) by providing wrong information. So, they both committed the crime of â€Å"Tax Evasion†. However, there is a subtle difference between them. In Tanzila’s case, while she did provide misleading information to the HMRC, she did not do so purposely; she entered the information wrong by accident. She didn’t mean to give the wrong information deliberately. And so, this will be treated as minor case of â€Å"Tax Evasion† and will be dealt out of count on the payment of penalties. Because, there is no need to cause too much trouble for such unintentional mistakes. While on the other hand, Mitu deliberately provided HMRC with false information. So, unlike Tanzila’s case this cannot be treated as case of minor human error. Here, she intentionally trying to evade tax which is a serious crime of â€Å"Tax Evasion†, As such, Mitu will be subjected to criminal prosecutions, which might ultimately end up in her having to pay fines and/or imprisonment on conviction. [1] http://www.vocabulary.com/dictionary/taxation [2] http://en.wikipedia.org/wiki/Taxation_in_the_United_Kingdom [3] http://en.wikipedia.org/wiki/Taxation_in_Bangladesh [4] http://www.investopedia.com/terms/d/directtax.asp [5] http://www.investopedia.com/terms/i/indirecttax.asp [6] http://www.investopedia.com/terms/i/incometax.asp [7] http://www.investopedia.com/terms/c/corporatetax.asp [8] http://www.investopedia.com/terms/i/inheritancetax.asp [9] http://www.investopedia.com/terms/c/capital_gains_tax.asp [10] http://www.thefreedictionary.com/council+tax [11] http://www.investopedia.com/terms/v/valueaddedtax.asp [12] https://answers.yahoo.com/question/index?qid=20101127121537AAXMjCR [13] http://www.enotes.com/homework-help/what-roles-responsibilities-tax-practitioner-441765 [14] http://en.wikiquote.org/wiki/Tax_noncompliance [15] http://www.investopedia.com/terms/t/taxevasion.asp [16] http://www.investopedia.com/terms/t/tax_avoidance.asp [17] http://www.nouse.co.uk/2013/01/22/what-is-the-difference-between-tax-evasion-and-tax-avoidance/

Effects of Radiation Therapy and Chemotherapy Essay -- Essays Papers

Effects of Radiation Therapy and Chemotherapy Throughout the years of my life, I have had to deal with people that I love dearly suffer from cancer. When I was 10 years old, I lost my father to cancer. It was a devastating blow to my life, even though I was young and didn’t really understand what was going on, the impact that it played made on me, made me think what was the point of living. As time went on many people that played a special role in my life died of cancer, and many survived and fought the dangerous disease. Just a year ago, another person to me that meant the world to me told me that they had cancer, and that was my mother. The first thing I thought, death, and how was I going to cope with it. My mother always taught me to think positive before negative, but the word cancer makes you think of death being the fact that it’s a deadly disease. Eventually my mother overcame the disease and is doing well, despite some things that she can’t do anymore due to the effects of radiati on. Radiation has not changed my mother at all, but it has made her a wiser person, and she is not ashamed to tell anyone her story. Cancer is a group of diseases characterized by uncontrolled growth and spread of abnormal cells. Cancer is caused by both external and internal factors. â€Å"More than 175,000 women were diagnosed with invasive breast cancer in 1999 and approximately 44,000 died of the disease† (Kasper and Ferguson 1). Many people with diets that include a high-level of fruits, vegetables, and fiber may lower the occurrence of some forms of cancer. â€Å"Statistically about 547, 000 people will die of cancer† (Cook 5). This is nearly 1, 500 people will die per day. â€Å"In the United States, brea... ...mes suicide. Most people can’t deal with the fact that they can’t go back living their normal lives. Some people won’t admit the guilt, resentment, anger that they feel. Family is a good source to turn to talk about your feelings, and how to cope with the issues your facing. In addition to family, religion is strength for a person to turn to. â€Å"There has been a steady rise in the cancer mortality rate in the United States in the last half-century† (Cook 5). The future of cancer has nowhere to go but up. With all the treatments that helped people overcome the dangerous disease, there will never be a cure for cancer, and if there is than we’ll just be in suspense. Many people survive and beat the disease, but 1 out of every 10 people that beat the disease, will experience the disease again, maybe in the same form, but often in a more serious stage.